3–4 minutes · Completely anonymous

Help us build the tool
you actually need.

You're a salaried professional managing EMIs every month. We're building GetDebtFree to help people like you get out of debt faster. 9 honest questions — no fluff, no email required.

9 questions

Anonymous

Takes 3–4 minutes

Question 1 of 10

How many active loans or EMIs are you currently paying?*

Include personal loans, home loans, vehicle loans, credit card EMIs — everything.

Just 1

2–3 loans

Manageable but getting complex

4–5 loans

Juggling multiple EMIs every month

6 or more

It feels overwhelming

Please select one option to continue.

Question 2 of 10

Which types of loans are you currently repaying?

Select all that apply.

Personal loan

Unsecured, from a bank or NBFC

Home loan

Property purchase or construction

Vehicle loan

Car, bike, or EV

Education loan

College or higher studies

Gold loan

Against pledged gold jewellery

Credit card EMI

Big purchase converted to EMI

Buy now pay later

LazyPay, Simpl, Zest, Amazon Pay Later

Business loan

For a side business or proprietorship

Question 3 of 10

What percentage of your monthly salary goes toward EMIs?*

Rough estimate is fine.

Less than 20%

Comfortable

20–40%

Manageable but noticeable

40–60%

Tight every month

More than 60%

Leaves very little to live on

Please select one option to continue.

Question 4 of 10

What is your biggest fear when it comes to your loans?*

Pick the one that hits closest to home.

I'll never actually be debt-free

The finish line keeps moving

Losing my job and missing an EMI

One bad month could spiral

Paying lakhs in interest I could have avoided

Wasting money on interest charges

Not being able to save or invest

EMIs eat everything before I can save

Not being able to provide for my family

Debt affecting my responsibilities at home

Damaging my CIBIL score

Worried about credit health

Please select one option to continue.

Question 5 of 10

What frustrates you most about managing multiple loans?

Select all that apply.

I don't know my exact debt-free date

I don't know which loan to pay off first

I can't figure out how much interest I'm actually paying

No good tools built for Indian loan structures

Hard to track spending and EMIs together

Confused about whether to prepay or invest

I'm doing this manually in Excel or paper

Question 6 of 10

How do you currently manage your loan tracking?*

What does your current system look like?

I don't track it at all

I just pay EMIs and hope for the best

I keep it in my head

Rough mental math

Excel or Google Sheets

DIY spreadsheet

My bank's app

Passbook or net banking statements

Another app

Walnut, ET Money, Fi, CRED, etc.

Please select one option to continue.

Question 7 of 10

Which of these would genuinely change how you manage your debt?

Select all that would actually be useful to you — not just nice to have.

Exact debt-free date based on my EMIs

Avalanche vs snowball comparison with interest savings

Prepayment impact calculator — how much does ₹10K extra save?

Gold loan vs personal loan comparison

Monthly expense tracker tied to my debt-free goal

PDF report I can share with my spouse/family

EMI reminders so I never miss a payment

Financial freedom date — when I can retire or go part-time

Question 8 of 10

If a tool saved you ₹50,000 in interest over your loan tenure, what would you pay for it?*

Be honest — this directly shapes what we build.

Nothing — I'd only use it if it's free

Up to ₹100/month

If it's genuinely useful

₹100–₹300/month

About the cost of a nice dinner

I'd prefer a one-time annual fee

Pay once, use all year

Lifetime deal if available

Pay once forever

Please select one option to continue.

Question 9 of 10

Describe your loan situation in your own words.

What's keeping you up at night? What would "winning" look like for you? Anything goes — we read every response.

Question 10 of 10

Want us to follow up with you?

Optional. Leave your email if you'd like early access, or if you're open to a quick 15-minute call to share more. We won't spam you — ever.

🙏

Thank you — seriously.

Your answers will directly shape what GetDebtFree becomes. We're building this for people exactly like you, and every response matters.

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Thank you — seriously.

Help us build the tool
you actually need.